Golden State Crop & Insurance Services

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About 40 percent of the state’s land area is devoted to agriculture and Hawaii’s climate supports a year-round growing season for a variety of commodities. Hawaii has been known for its sugarcane and pineapple production but now leads the nation in sales of several tropical commodities, including ginger, onions, sweet potatoes, lettuce, coffee and bananas. Hawaii also ranks tenth nationally for its fruit production, and sixth for tree nut production.



Multi-Peril Crop Insurance (MPCI) is a form of federal crop insurance that is reinsured by the federal government and offered by private companies. As the name implies, MPCI policies allow the producer to insure their crops against many naturally occurring perils such as adverse weather, fire, wildlife and failure of irrigation to name a few. Insurable crops and insurable counties are determined by the Risk Management Agency (RMA), which is a division of the USDA. There are different types of MPCI policies, with various endorsements available, to help growers protect their investment. As long as certain requirements are met, a large portion of the producer’s premium is subsidized by the RMA.

Link to the Common Crop Insurance Policy (CCIP)

Available crop coverage in Hawaii include:

  • Banana
  • Coffee
  • Macadamia Nuts
  • Nurseries
  • Papaya
  • Livestock


SALES CLOSING DATE - the last day to apply for coverage. Closing dates for specific crops  click here
FINAL PLANTING DATE - the last day to plant pay unless insured for late planting.
ACREAGE REPORTING DATE - the last day to report the acreage planted. If not reported, insurance will not be in effect.
DATE TO FILE NOTICE OF CROP DAMAGE - after damage; the date the producer decides to discontinue caring for the crop; prior to the beginning of harvest; immediately, if farmer determines that the crop is damaged after harvest begins; or the end of the insurance period, whichever is earlier.
END OF INSURANCE PERIOD -the latest date of insurance coverage.
PAYMENT DUE DATE- the last day to pay the premium without being charged interest.
CANCELLATION DATE- the last day to request cancellation of policy for the next year.
PRODUCTION REPORTING DATE- the last day to report production for Actual Production History (APH).
DEBT TERMINATION DATE- the date insurance company will terminate policy for nonpayment